
Why Insurance Matters in Junk Removal (And How It Protects You!)
When it comes to hiring a junk removal company, insurance probably isn’t the first thing on your mind – but it should be. Proper insurance doesn’t just protect the business owner; it protects you, the customer.
Unfortunately, many “fly-by-night” junk removal businesses cut corners and operate without any insurance at all. They swoop in, take your money, and disappear – leaving you vulnerable to unexpected costs if something goes wrong.
At Dunbar Disposal, we’ve been in business since 2001, and we’re here for the long haul. Our commitment to professionalism includes carrying three essential types of insurance that every reputable junk removal company should have:
(1) Liability Insurance – Protecting Your Property
Accidents happen. But when they do, who pays for the damage?
Liability insurance ensures that if a junk removal worker accidentally damages your property – like breaking a sprinkler head in a condo hallway and causing costly flood damage – you’re covererd. Without liability insurance, you (the customer), may be on the hook for repair costs.
Dunbar Disposal is fully covered with liability insurance. And in over 20 years of business? We’ve never had to use it. That’s the level of care we bring to every job.
(2) Workers’ Compensation (WCB) – Protecting You from Liability
Many people don’t realize that if a hired worker gets injured on their property, they could be held financially responsible for medical bills and lost wages.
That’s why legitimate junk removal companies carry WorkSafe (WCB) coverage – so customers aren’t liable for injuries that happen on the job.
Dunbar Disposal is fully insured through WorkSafe BC, ensuring you never have to worry about unexpected liability.
(3) ICBC Commercial Insurance – Ensuring Safe, Legal Transport
Not all vehicle insurance is created equal!
Junk removal companies that transport items from homes to the dump or recycling center must have Delivery Use insurance. This classification – almost double the price of regular insurance – ensures that vehicles are properly covered for hauling.
Unfortunately, many junk removal businesses skip this step to save money, putting themselves (and you) at risk.
Dunbar Disposal operates fully insured vehicles to ensure safe, legal transport every time.
Before You Hire a Junk Removal Company… Ask for Proof of Insurance!
It only takes a moment to ask a business for proof of insurance – but it could save you thousands of dollars in damages or liability.
At Dunbar Disposal, we believe in doing things the right way. If you want a junk removal company that’s reliable, insured, and committed to your protection, give us a call today: 604-765-DUMP (3867). Take a look at our junk removal services in Vancouver & Beyond.